If you’re a big shopper who’s always adding things to your cart, filling tabs with must-have items, and ultimately spending more money than you’d like to, then you already know how quickly your purchases can add up. Nothing beats the rush of an in-the-moment splurge..that was atleast until we were introduced to this new hack!
After speaking with many of our sources we've come to to the conclusion that this plan is the best bang for your buck!
creato shared her best tip for saving money that leaves room for the occasional shopping spree, and all you need to get started is the Notes app on your phone.
Instead of buying something in the heat of the moment, she recommends adding the item to your notes app and letting it sit. Financial gurus recommend waiting a few days or making a list of wanted items before buying. By taking a second to breathe, you’re less likely to shop impulsively and waste money. But Sierra’s tip goes one better.
Instead of simply adding the item to a list, you also note the date you saw it and its price. Then, at the end of the month, you add up the cost, put half of that total in savings, and the rest you’re free to spend on whatever you want. To try this viral money-saving trick for yourself, go into the Notes app and tap the “Table” option. Only two columns and rows will pop up, but you can easily add an extra column — and as many rows as you need — by tapping the screen and hitting the three dots.
Start with three columns across and one row. In the left column, list the item you want. In the middle, put the date you saw it or added it to the cart. And on the right, how much it costs. Throughout the month, as you peruse TikTok, Pinterest, and your favorite stores, try adding the items you see to this table instead of buying them immediately. At the end of the month, add up the right-hand column to see how much everything would have cost if you actually went through with each sale.
After you marvel at your grand total, divide it in half and put one half into your savings account. This is the best possible hack for my ADHD brain to grasp. Let us know if you decide to try this by DM'ing us on socials @YMSRadio.